Fulton Financial's Q3 profit rises on improved interest margin

Reuters
Oct 22, 2025
Fulton Financial's Q3 profit rises on improved interest margin

Overview

  • Fulton Financial Q3 net income rises to $97.9 mln, with EPS at $0.53

  • Company repurchased 1.65 mln shares for $30.8 mln in Q3

  • Net interest income increased by $9.3 mln to $264.2 mln in Q3

Outlook

  • Company did not provide specific guidance for future quarters

Result Drivers

  • NET INTEREST MARGIN - Solid net interest margin of 3.57% contributed to Q3 results

  • NON-INTEREST INCOME - Increase in non-interest income driven by wealth management and consumer card income

  • SHARE REPURCHASE - 1.65 mln shares repurchased at $30.8 mln under 2025 Repurchase Program

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q3 EPS

$0.53

Q3 Net Income

$97.89 mln

Q3 Net Interest Income

$264.19 mln

Q3 CET1 Capital Ratio

11.50%

Q3 Credit Loss Provision

$10.24 mln

Q3 Net Interest Margin (%)

3.57%

Q3 Pretax Profit

$127.78 mln

Analyst Coverage

  • The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the banks peer group is "buy"

  • Wall Street's median 12-month price target for Fulton Financial Corp is $21.00, about 16% above its October 20 closing price of $17.65

  • The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nPn3GFgBba

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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