点击上方蓝字“星标”设为星标⭐当前,银行板块正处在一个充满矛盾与机遇的十字路口。一方面,板块整体面临着宏观经济复苏节奏不及预期、有效信贷需求不足以及净息差持续承压的核心挑战;但另一方面,在利率下行、市场波动加剧的宏观背景下,其凸显出的高股息、低估值防御属性,以及政策层面对于分红和市值管理的积极引导,正吸引着以保险资金为代表的长期配置资金持续流入,推动着一场深刻的“估值重塑”逻辑。从近期发布的金融...
Source Link点击上方蓝字“星标”设为星标⭐当前,银行板块正处在一个充满矛盾与机遇的十字路口。一方面,板块整体面临着宏观经济复苏节奏不及预期、有效信贷需求不足以及净息差持续承压的核心挑战;但另一方面,在利率下行、市场波动加剧的宏观背景下,其凸显出的高股息、低估值防御属性,以及政策层面对于分红和市值管理的积极引导,正吸引着以保险资金为代表的长期配置资金持续流入,推动着一场深刻的“估值重塑”逻辑。从近期发布的金融...
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