ChoiceOne Financial Services Inc. reported net income of $14.681 million for the third quarter ended September 30, 2025, compared to $7.348 million in the same period last year. For the nine months ended September 30, 2025, net income was $14.309 million, down from $19.568 million for the same period in 2024. Net income excluding merger expenses and merger-related provision for credit losses was $37.657 million for the nine-month period. The company completed the merger of Fentura Financial, Inc. on March 1, 2025, acquiring approximately $1.8 billion in total assets, $1.4 billion in loans, and $1.4 billion in deposits. As of September 30, 2025, shareholders' equity stood at $449.6 million, up from $247.7 million a year earlier. This increase was primarily due to the issuance of 6,070,836 shares of common stock valued at $193.0 million as part of the merger, and a sale of 1,380,000 shares at $25.00 per share in July 2024, generating $34.5 million in gross proceeds. The total risk-based capital ratio was 12.8% at September 30, 2025, compared to 13.1% at the same time in 2024.