AmeriServ Financial Reports Q3 Net Income of $2.54 Million, Up 115%

Reuters

Oct 21, 2025

AmeriServ Financial Reports Q3 Net Income of $2.54 Million, Up 115%

AmeriServ Financial Inc. reported net income of $2.544 million for the third quarter of 2025, compared to $1.183 million in the third quarter of 2024, representing an increase of $1.361 million or 115.0%. For the nine months ended September 30, 2025, net income totaled $4.170 million, up from $2.712 million for the same period in 2024. Total revenue for the first nine months of 2025 increased by $69.5 million, or 6.0%, compared to the first nine months of 2024. Net interest income increased by $4.8 million, driven by a 41-basis point increase in the net interest margin. Total interest expense decreased by $345,000, or 4.4%, for the third quarter of 2025, and by $1.1 million, or 4.7%, for the nine-month period, compared to the same periods in 2024. Non-interest expense declined for the first nine months of 2025. The loan to deposit ratio averaged 86.2% in the third quarter of 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. AmeriServ Financial Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: NE02239) on October 21, 2025, and is solely responsible for the information contained therein.

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For the nine months ended September 30, 2025, net income totaled $4.170 million, up from $2.712 million for the same period in 2024. Total revenue for the first nine months of 2025 increased by $69.5 million, or 6.0%, compared to the first nine months of 2024. Net interest income increased by $4.8 million, driven by a 41-basis point increase in the net interest margin. Total interest expense decreased by $345,000, or 4.4%, for the third quarter of 2025, and by $1.1 million, or 4.7%, for the nine-month period, compared to the same periods in 2024. Non-interest expense declined for the first nine months of 2025. The loan to deposit ratio averaged 86.2% in the third quarter of 2025.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<em>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. <a href=\"https://laohu8.com/S/ASRV\">AmeriServ Financial Inc</a>. published the original content used to generate this news brief via PR Newswire (Ref. 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For the nine months ended September 30, 2025, net income totaled $4.170 million, up from $2.712 million for the same period in 2024. Total revenue for the first nine months of 2025 increased by $69.5 million, or 6.0%, compared to the first nine months of 2024. Net interest income increased by $4.8 million, driven by a 41-basis point increase in the net interest margin. Total interest expense decreased by $345,000, or 4.4%, for the third quarter of 2025, and by $1.1 million, or 4.7%, for the nine-month period, compared to the same periods in 2024. Non-interest expense declined for the first nine months of 2025. The loan to deposit ratio averaged 86.2% in the third quarter of 2025.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<em>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. <a href=\"https://laohu8.com/S/ASRV\">AmeriServ Financial Inc</a>. published the original content used to generate this news brief via PR Newswire (Ref. ID: NE02239) on October 21, 2025, and is solely responsible for the information contained therein.</span></em>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251021:nNDL1tlZZf:1","article_id":"2577271738","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2577271738","pubTimestamp":1761048118,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"AmeriServ Financial Inc. reported net income of $2.544 million for the third quarter of 2025, compared to $1.183 million in the third quarter of 2024, representing an increase of $1.361 million or 115.0%. For the nine months ended September 30, 2025, net income totaled $4.170 million, up from $2.712 million for the same period in 2024. Total revenue for the first nine months of 2025 increased by $69.5 million, or 6.0%, compared to the first nine months of 2024. Net interest income increased by $4.8 million, driven by a 41-basis point increase in the net interest margin. Total interest expense decreased by $345,000, or 4.4%, for the third quarter of 2025, and by $1.1 million, or 4.7%, for the nine-month period, compared to the same periods in 2024. Non-interest expense declined for the first nine months of 2025. 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Net interest income increased by $4.8 million, driven by a 41-basis point increase in the net interest margin. Total interest expense decreased by $345,000, or 4.4%, for the third quarter of 2025, and by $1.1 million, or 4.7%, for the nine-month period, compared to the same periods in 2024. Non-interest expense declined for the first nine months of 2025. The loan to deposit ratio averaged 86.2% in the third quarter of 2025.\n      \n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. AmeriServ Financial Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: NE02239) on October 21, 2025, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport,express","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}