Bread Financial Reports Lower Delinquency Rate and Net Losses for September 2025

Reuters

Oct 23, 2025

Bread Financial Reports Lower Delinquency Rate and Net Losses for September 2025

Bread Financial Holdings Inc. released a performance update for September 2025, reporting an end-of-period credit card and other loan balance of $17.66 billion. The company's average credit card and other loans decreased by 2% year-over-year. Net principal losses for the month were $101 million, with a net loss rate of 6.9%. For the three months ended September 30, 2025, net principal losses totaled $328 million, resulting in a net loss rate of 7.4%. As of September 30, 2025, 30 days or more delinquencies totaled $963 million, down from $1.06 billion the previous year, and the delinquency rate improved to 6.0% from 6.4% in 2024.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bread Financial Holdings Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9550137-en) on October 23, 2025, and is solely responsible for the information contained therein.

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The company's average credit card and other loans decreased by 2% year-over-year. Net principal losses for the month were $101 million, with a net loss rate of 6.9%. For the three months ended September 30, 2025, net principal losses totaled $328 million, resulting in a net loss rate of 7.4%. As of September 30, 2025, 30 days or more delinquencies totaled $963 million, down from $1.06 billion the previous year, and the delinquency rate improved to 6.0% from 6.4% in 2024.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<em>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bread Financial Holdings Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9550137-en) on October 23, 2025, and is solely responsible for the information contained therein.</span></em>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4588","symbol_name":"碎股","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251023:nNDL3jDWvk:1","article_id":"2577303364","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2577303364","pubTimestamp":1761216919,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Bread Financial Holdings Inc. released a performance update for September 2025, reporting an end-of-period credit card and other loan balance of $17.66 billion. The company's average credit card and other loans decreased by 2% year-over-year. Net principal losses for the month were $101 million, with a net loss rate of 6.9%. For the three months ended September 30, 2025, net principal losses totaled $328 million, resulting in a net loss rate of 7.4%. As of September 30, 2025, 30 days or more delinquencies totaled $963 million, down from $1.06 billion the previous year, and the delinquency rate improved to 6.0% from 6.4% in 2024.Disclaimer: This news brief was created by Public Technologies  using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bread Financial Holdings Inc. published the original content ","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4588":"碎股","IE00B3QW5Z07.USD":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (USD) ACC","BK4106":"数据处理与外包服务","IE00BKPKM429.USD":"NEUBERGER BERMAN GLOBAL SUSTAINABLE EQUITY \"A\" (USD) ACC","NDAQ":"纳斯达克OMX交易所","LU2210150020.SGD":"Natixis Thematics Subscription Economy R/A SGD","IE00BGHQF748.EUR":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (EUR) ACC","BK4166":"消费信贷","BK4585":"ETF&股票定投概念","LU0314104364.USD":"MANULIFE GF AMERICAN GROWTH \"AA\" (USD) INC","LU2210149790.SGD":"Natixis Thematics Subscription Economy R/A SGD-H","IE00B64PRP62.GBP":"GUINNESS GLOBAL MONEY MANAGERS \"C\" (GBP) ACC","BK4112":"金融交易所和数据","BFH":"Bread Financial Holdings, Inc.","LU2095319765.USD":"Natixis Thematics Subscription Economy R/A USD"},"translate_title":"面包财务报告2025年9月拖欠率和净亏损较低","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"BFH":0.9,"NDAQ":0.9},"content_text":"Bread Financial Reports Lower Delinquency Rate and Net Losses for September 2025\n    \n\n        Bread Financial Holdings Inc. released a performance update for September 2025, reporting an end-of-period credit card and other loan balance of $17.66 billion. The company's average credit card and other loans decreased by 2% year-over-year. Net principal losses for the month were $101 million, with a net loss rate of 6.9%. For the three months ended September 30, 2025, net principal losses totaled $328 million, resulting in a net loss rate of 7.4%. As of September 30, 2025, 30 days or more delinquencies totaled $963 million, down from $1.06 billion the previous year, and the delinquency rate improved to 6.0% from 6.4% in 2024.\n      \n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bread Financial Holdings Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9550137-en) on October 23, 2025, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport,express","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}