PCB Bancorp Posts Record Q3 Net Income of $11.3 Million
PCB Bancorp reported net income available to common shareholders of $11.3 million for the third quarter of 2025, compared to $9.0 million in the previous quarter and $7.5 million in the same period last year. Net income for the quarter was $11.4 million, up from $9.1 million in the prior quarter and $7.8 million a year earlier. Total deposits were $2.91 billion at September 30, 2025, increasing from $2.82 billion at June 30, 2025, and $2.46 billion at September 30, 2024. The provision for credit losses was a reversal of $0.4 million in the current quarter, compared to a provision of $1.8 million in the previous quarter. As of September 30, 2025, the company's common tier 1 capital ratio was 11.52%, total capital ratio was 15.24%, tier 1 capital ratio was 14.00%, and tier 1 capital to average assets ratio was 11.57%.
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