远程银行迭代:电话渠道功能收缩

贝果财经
Oct 24, 2025

中经记者 慈玉鹏 北京报道远程银行正在加速迭代。《中国经营报》记者注意到,近年来,电话银行功能正在持续收缩。多家银行机构持续下线电话银行本部分功能及服务,例如个人存款交易类功能、信用卡还款、实时跨行转账等服务。记者采访了解到,电话银行渠道在风控方面具有一定局限性,难以实现“双录”等措施,存在风险。同时,维系电话银行渠道服务也需要投入大量人力成本。更为重要的是,银行数字化建设加快,客户更倾向于使用...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

  1. 1
     
     
     
     
  2. 2
     
     
     
     
  3. 3
     
     
     
     
  4. 4
     
     
     
     
  5. 5
     
     
     
     
  6. 6
     
     
     
     
  7. 7
     
     
     
     
  8. 8
     
     
     
     
  9. 9
     
     
     
     
  10. 10