City Holding Company reported record net income of $35.2 million for the third quarter ended September 30, 2025. Net interest income increased, supported by loan growth and credit quality stability. The company's return on assets was 2.11% and return on tangible equity was 22.5% in the quarter. Gross loans rose by $73.6 million (1.7%) from June 30, 2025, reaching $4.41 billion at September 30, 2025. Residential real estate loans increased $25.3 million (1.3%), commercial real estate loans increased $24.1 million (1.4%), commercial and industrial loans increased $17.3 million (4.2%), and home equity loans increased $10.8 million (5.2%) during the quarter. Non-interest expenses were $37.9 million, up $0.3 million (0.7%) from the third quarter of 2024, primarily due to higher salaries, employee benefits, and tax-related matters, partially offset by lower advertising and other expenses. The Board of Directors approved a quarterly cash dividend of $0.87 per share, a 10% increase from the $0.79 per share paid in July 2025. At September 30, 2025, tangible equity was $641 million, and the tangible equity ratio increased to 9.8%. City National's Leverage Ratio was 10.2%, Common Equity Tier I ratio was 15.8%, Tier I Capital ratio was 15.8%, and Total Risk-Based Capital ratio was 16.3% at quarter-end.