USCB Financial Holdings Reports Q3 Net Income of $8.9 Million on Higher Net Interest Income
USCB Financial Holdings Inc. reported net income of $8.9 million for the three months ended September 30, 2025, up from $6.9 million for the same period in 2024. Net interest income before provision for credit losses was $21.3 million, an increase of $3.2 million or 17.5% compared to $18.1 million in the previous year. Total assets reached $2.8 billion at September 30, 2025, an increase of $264.0 million or 10.5% from $2.5 billion at September 30, 2024. Total loans held for investment were $2.1 billion, up $199.6 million or 10.3% from $1.9 billion in the prior year. Total deposits stood at $2.5 billion, an increase of $329.0 million or 15.5% from $2.1 billion a year earlier. Annualized return on average assets for the quarter was 1.27%.
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