超2000元交易才有提醒?银行免费短信正在消失→

城市金融报
Oct 23, 2025

近期,多家银行接连发布公告,对个人账户动账短信提醒服务规则进行调整,这一举动引发了市场的广泛关注。从国有大型银行、股份制银行,到城市商业银行、农村商业银行,一场以提高免费短信起点金额、恢复服务收费为显著特征的变革正在银行业全面推进。这一变化不仅反映出银行在净息差收窄的背景下,对于成本控制的迫切需求,更凸显了银行业数字化转型的加速态势。随着短信提醒门槛从过去的无门槛或低门槛,逐步提高至100元、...

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