<a href="https://laohu8.com/S/CEFC">Commercial National</a> Financial Corporation Reports 37% Rise in Third Quarter Earnings
Commercial National Financial Corporation reported net income of $0.446 million for the third quarter of 2025, up from $0.325 million in the third quarter of 2024, a 37% increase. For the nine-month period ended September 30, 2025, net income was $1.328 million, compared to $1.205 million for the same period in 2024. The tax equivalent net interest margin at the end of the third quarter of 2025 was 3.65%. At September 30, 2025, fully insured, well-diversified core deposits made up 84.96% of total deposits. Tier one risk-based capital ratio was 25.29%, total risk-based capital ratio was 25.68%, leverage ratio was 14.26%, and common equity tier one capital ratio was 25.29%. Tier one capital stood at $56.277 million and total risk-based capital at $57.142 million. As of September 30, 2025, the company employed 78 people, with 34 represented by the United Auto Workers, Local 1799, under a labor agreement effective until February 2029.
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