Byline Bancorp Q3 net income rises on NII growth

Reuters
Oct 24, 2025
Byline Bancorp Q3 net income rises on NII growth

Overview

  • Byline Bancorp Q3 net income rises to $37.2 mln, reflecting record revenues

  • Company's Q3 net interest income increases 4.1% to $99.9 mln

  • Provision for credit losses drops to $5.3 mln in Q3

Outlook

  • Company did not provide specific guidance for future quarters or full year in press release.

Result Drivers

  • NET INTEREST INCOME - Growth in net interest income was driven by higher interest income from loan and lease portfolio expansion and reduced deposit rates

  • NON-INTEREST INCOME - Increase in non-interest income was mainly due to higher net gains on sales of loans

  • CREDIT LOSS PROVISION - Decrease in provision for credit losses due to lower non-performing loans and higher recoveries

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q3 EPS

$0.82

Q3 Net Income

$37.20 mln

Q3 Net Interest Income

$99.90 mln

Q3 Credit Loss Provision

$5.30 mln

Q3 Dividend

$0.10

Analyst Coverage

  • The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the banks peer group is "buy"

  • Wall Street's median 12-month price target for Byline Bancorp Inc is $32.00, about 15.8% above its October 21 closing price of $26.94

  • The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nBwvQ0MJa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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