东吴证券:中国个险渠道向精细化、专业化调整 专业、科技与服务三维升级是个险渠道突破方向

智通财经网
Oct 24, 2025

智通财经APP获悉,东吴证券发布研报称,各头部险企逐步开展个险转型,多年转型成效已经初显,代理人渠道转型效果继续释放,队伍结构与质态持续改善。当下国内个险渠道依旧存在诸多痛点,专业、科技与服务的三维升级是个险渠道突破方向。该行认为,中国个险渠道短期衰落,是行业走向成熟的必经之路,是从粗放式增长向精细化、专业化方向发展的积极调整,这将为保险行业的长期健康发展奠定坚实基础。未来,国内人身险销售渠道将...

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