Ohio Valley Banc Corporation reported consolidated net income of $3.03 million for the quarter ended September 30, 2025, an increase of $311,000 or 11.4% compared to the same period in the prior year. For the nine months ended September 30, 2025, net income totaled $11.646 million, up $3.162 million or 37.3% from the previous year's period. Return on average assets for the first nine months of 2025 was 1.03%, compared to 0.81% in the prior year period. Return on average equity was 9.95%, up from 7.80% for the same period last year. Shareholders' equity increased by $14.1 million since year end 2024, driven by net income of $11.6 million and an increase of $5.6 million in accumulated other comprehensive income, partially offset by $3.2 million in cash dividends paid. Net interest income for the third quarter of 2025 increased by $2.016 million year-over-year. For the nine months ended September 30, 2025, net interest income rose by $6.538 million compared to the same period last year, reflecting increases in both average earning assets and net interest margin. Average earning assets for the nine months ended September 30, 2025, increased by $114 million over the same period last year, including $75 million growth in average securities and $65 million growth in average loans. The balance of Sweet Home Ohio accounts was $9.0 million at September 30, 2025, compared to $5.3 million at September 30, 2024.