美联储拟改革银行压力测试,允许华尔街提前了解标准并提意见

华尔街见闻
Oct 25, 2025

华尔街银行将可能在美联储考虑的一项新计划下提前了解即将到来的压力测试标准。这项计划旨在全面改革美联储的旗舰银行压力测试制度。 根据周五公布的文件,美联储的方案目标是改进部分模型的设计,包括信贷损失、操作风险和证券相关模型。此外,美联储还计划在最终确定下一轮压力测试所采用的“严重不利情景”之前,提前征求业界反馈意见。 此次文件还公布了2026年版压力测试的初步标准,其中最严苛的情景要求银行评估在全球...

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