First Savings Financial's fiscal 2025 net income rises

Reuters

Oct 30, 2025

First Savings Financial's fiscal 2025 net income rises

Overview

First Savings fiscal 2025 net income rises to $23.2 mln, EPS at $3.32
Net interest income increased by 12.5% to $65.3 mln for fiscal 2025

Outlook

Company did not provide specific guidance for future quarters or years in press release

Result Drivers

NET INTEREST INCOME - Increased by $7.2 mln due to higher interest income and lower interest expense
NONINTEREST INCOME - Rose by $6.3 mln, driven by gains on HELOC and SBA loan sales
SBA LENDING - Segment posted third consecutive profitable quarter with strong loan originations and sales

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 Adjusted EPS		$0.84
Q4 EPS		$0.75
Q4 Net Income		$5.3 mln
Q4 Net Interest Income		$17.1 mln
Q4 Net Interest Margin		3.07%

Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for First Savings Financial Group Inc is $31.00, about 4.4% above its October 29 closing price of $29.65
The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 7 three months ago

Press Release: ID:nGNXthCNL

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/news/2579132709"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2579132709\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2579132709?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2025-10-30 05:46","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2579132709","market":"fut","top_or_hot":-1,"title":"First Savings Financial's fiscal 2025 net income rises","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>First Savings Financial's fiscal 2025 net income rises </title></head><body><p><span>Overview</span></p><ul><li><p>First Savings fiscal 2025 net income rises to $23.2 mln, EPS at $3.32</p></li><li><p>Net interest income increased by 12.5% to $65.3 mln for fiscal 2025</p></li></ul><p><span>Outlook</span></p><ul><li><p>Company did not provide specific guidance for future quarters or years in press release</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>NET INTEREST INCOME - Increased by $7.2 mln due to higher interest income and lower interest expense</p></li><li><p>NONINTEREST INCOME - Rose by $6.3 mln, driven by gains on HELOC and SBA loan sales</p></li><li><p>SBA LENDING - Segment posted third consecutive profitable quarter with strong loan originations and sales</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q4 Adjusted EPS</p></td><td></td><td><p>$0.84</p></td><td></td></tr><tr><td><p>Q4 EPS</p></td><td></td><td><p>$0.75</p></td><td></td></tr><tr><td><p>Q4 Net Income</p></td><td></td><td><p>$5.3 mln</p></td><td></td></tr><tr><td><p>Q4 Net Interest Income</p></td><td></td><td><p>$17.1 mln</p></td><td></td></tr><tr><td><p>Q4 Net Interest Margin</p></td><td></td><td><p>3.07%</p></td><td></td></tr></tbody></table><p><span>Analyst Coverage</span></p><ul><li><p>The current average analyst rating on the shares is \"buy\" and the breakdown of recommendations is 3 \"strong buy\" or \"buy\", no \"hold\" and no \"sell\" or \"strong sell\"</p></li><li><p>The average consensus recommendation for the banks peer group is \"buy\"</p></li><li><p>Wall Street's median 12-month price target for First Savings Financial Group Inc is $31.00, about 4.4% above its October 29 closing price of $29.65</p></li><li><p>The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 7 three months ago</p></li></ul><p>Press Release: <span>ID:nGNXthCNL</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>First Savings Financial's fiscal 2025 net income rises</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"FSFG","symbol_name":"第一储蓄金融","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251029:nL1N3WA1RN:1","article_id":"2579132709","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2579132709","pubTimestamp":1761774373,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"First Savings Financial's fiscal 2025 net income risesOverviewFirst Savings fiscal 2025 net income rises to $23.2 mln, EPS at $3.32Net interest income increased by 12.5% to $65.3 mln for fiscal 2025Ou","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"FSFG":"第一储蓄金融","BK4211":"区域性银行"},"translate_title":"First Savings Financial 2025财年净利润增长","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"FSFG":0.9},"content_text":"First Savings Financial's fiscal 2025 net income rises OverviewFirst Savings fiscal 2025 net income rises to $23.2 mln, EPS at $3.32Net interest income increased by 12.5% to $65.3 mln for fiscal 2025OutlookCompany did not provide specific guidance for future quarters or years in press releaseResult DriversNET INTEREST INCOME - Increased by $7.2 mln due to higher interest income and lower interest expenseNONINTEREST INCOME - Rose by $6.3 mln, driven by gains on HELOC and SBA loan salesSBA LENDING - Segment posted third consecutive profitable quarter with strong loan originations and salesKey DetailsMetricBeat/MissActualConsensus EstimateQ4 Adjusted EPS$0.84Q4 EPS$0.75Q4 Net Income$5.3 mlnQ4 Net Interest Income$17.1 mlnQ4 Net Interest Margin3.07%Analyst CoverageThe current average analyst rating on the shares is \"buy\" and the breakdown of recommendations is 3 \"strong buy\" or \"buy\", no \"hold\" and no \"sell\" or \"strong sell\"The average consensus recommendation for the banks peer group is \"buy\"Wall Street's median 12-month price target for First Savings Financial Group Inc is $31.00, about 4.4% above its October 29 closing price of $29.65The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 7 three months agoPress Release: ID:nGNXthCNLFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}