Sound Financial Bancorp's Q3 net income rises 42%

Reuters
Oct 29, 2025
<a href="https://laohu8.com/S/SFBC">Sound Financial Bancorp</a>'s Q3 net income rises 42% 

Overview

  • Sound Financial Bancorp Q3 net income decreases from Q2 but increases yr/yr

  • Net interest margin improves 50 basis points yr/yr, reflecting strong credit quality

  • Company declares $0.19 per share dividend, payable Nov 21, 2025

Outlook

  • Asset quality remains solid with a robust commercial pipeline heading into year-end

Result Drivers

  • NET INTEREST INCOME - Decrease due to lower average balance of interest-earning cash and a decline in average yield on loans, partially offset by higher average balance of loans

  • MORTGAGE SERVICING PORTFOLIO - Decline in valuation impacted noninterest income

  • TECHNOLOGY INVESTMENTS - Increased costs but generated operational efficiencies

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q3 EPS

$0.66

Q3 Net Income

$1.70 mln

Q3 Dividend

$0.19

Press Release: ID:nGNX8n8fDc

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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