Overview
Sound Financial Bancorp Q3 net income decreases from Q2 but increases yr/yr
Net interest margin improves 50 basis points yr/yr, reflecting strong credit quality
Company declares $0.19 per share dividend, payable Nov 21, 2025
Outlook
Asset quality remains solid with a robust commercial pipeline heading into year-end
Result Drivers
NET INTEREST INCOME - Decrease due to lower average balance of interest-earning cash and a decline in average yield on loans, partially offset by higher average balance of loans
MORTGAGE SERVICING PORTFOLIO - Decline in valuation impacted noninterest income
TECHNOLOGY INVESTMENTS - Increased costs but generated operational efficiencies
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q3 EPS | $0.66 | ||
Q3 Net Income | $1.70 mln | ||
Q3 Dividend | $0.19 |
Press Release: ID:nGNX8n8fDc
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)