Renasant Corporation reported net income of $59.8 million for the third quarter of 2025, compared to $1.0 million in the previous quarter and $72.5 million for the same period in 2024. For the first nine months of 2025, net income was $102.3 million, down from $150.7 million for the same period in the prior year. The third quarter included $17.5 million in merger and conversion related expenses. Net interest income (fully tax equivalent) for the third quarter of 2025 was $228.1 million, an increase of $5.4 million from the previous quarter. Annualized net loan charge-offs as a percentage of average loans were 0.09%. Nonperforming loans as a percentage of total loans were 0.90%. The allowance for credit losses on loans as a percentage of total loans was 1.56%. Criticized loans as a percentage of total loans were 3.22%.
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