财富管理策略有何新打法?招行管理层:从四大维度抓住市场机遇

金融一线
Oct 31, 2025

  10月31日金融一线消息,招商银行今日召开2025年三季度业绩交流会。该行管理层表示,我国社会财富总量的未来增长空间巨大,我行希望能够抓住此机会,具体而言,在策略上,主要注重四个维度:

  一是继续坚持将客群的增长,尤其是高质量客群的增长,作为我行整体财富管理的基石考虑;二是坚定不移的推进“人+数字化”的客户服务新模式;三是专业财富顾问配置服务的空间正在不断打开,希望以专业的财富配置服务和陪伴,让客户得到好的体验;四是在产品方向上,满足客户的需要,以客户的需要为中心,争取实现以高胜率+多元的配置,实现产品结构的基本均衡,以应对市场的发展与变化。

  在以上的基础之上,招行希望能够加大对市场的未来方向的研判,抓住结构化机会,在业务结构整体均衡的同时,获取一定的市场弹性。

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