Overview
OneMain Q3 2025 adjusted EPS of $1.90 beats analyst expectations
Company reports Q3 net income of $199 mln, up from $157 mln last year
Board approves $1 bln share repurchase program, replacing previous one
Outlook
Company did not provide specific financial guidance for future periods
Result Drivers
REVENUE GROWTH - Total revenue increased by 9% driven by receivable growth and improved portfolio yield
CREDIT PERFORMANCE - Decrease in provision for finance receivable losses due to improved credit performance
LOAN ORIGINATIONS - Consumer loan originations increased 5% from the prior year quarter, supporting receivable growth
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q3 Adjusted EPS | Beat | $1.90 | $1.61 (14 Analysts) |
Q3 EPS | $1.67 | ||
Q3 Net Income | $199 mln | ||
Q3 Net Interest Income | $1.07 bln | ||
Q3 Operating Expenses | -$436 mln | ||
Q3 Pretax Profit | $263 mln |
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 10 "strong buy" or "buy", 6 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the consumer lending peer group is "buy"
Wall Street's median 12-month price target for OneMain Holdings Inc is $63.50, about 12.2% above its October 30 closing price of $55.75
The stock recently traded at 7 times the next 12-month earnings vs. a P/E of 8 three months ago
Press Release: ID:nPnf3Xvta
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)