分红型重疾险“回归”,对你有何影响?

中新经纬
Oct 29, 2025

中新经纬10月30日电 (李自曼)近日,国家金融监管总局印发《关于推动健康保险高质量发展的指导意见》,其中明确提出“支持监管评级良好的保险公司开展分红型长期健康保险业务”。这被业内解读为分红型重疾险有望“重启”的信号。曾经被叫停多年的分红型重疾险,为何在此时“回归”?它将给保险公司和消费者带来哪些影响?有利于减轻险企利差损压力北京联合大学商务学院金融系教师杨泽云告诉中新经纬,分红险是既能为被保险人...

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