Chain Bridge Bancorp Reports Q3 Net Income of $4.7 Million
Chain Bridge Bancorp Inc. reported net income of $4.7 million for the third quarter of 2025, with a return on average equity of 11.67% and a return on average assets of 1.27% on an annualized basis. For the nine months ended September 30, 2025, net income was $14.9 million, compared to $17.2 million for the same period in 2024. The decrease was attributed to a $5.0 million reduction in noninterest income and a $2.9 million increase in noninterest expenses, partially offset by a $4.9 million increase in net interest income. The company's Tier 1 leverage ratio at the end of the period was 11.34%, with Tier 1 and total risk-based capital ratios of 44.43% and 45.56%, respectively. The liquidity ratio stood at 89.54%. Book value per share increased from $22.95 as of September 30, 2024, to $24.86 as of September 30, 2025. Stockholders' equity rose by $58.3 million year-over-year, reflecting retained earnings, proceeds from the initial public offering, and changes in the fair value of investment securities.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Chain Bridge Bancorp Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20251028499212) on October 28, 2025, and is solely responsible for the information contained therein.
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.