Oak Ridge Financial Q3 EPS rises

Reuters

Nov 01, 2025

<a href="https://laohu8.com/S/BKOR">Oak Ridge</a> Financial Q3 EPS rises

Overview

Oak Ridge Q3 EPS at $0.69, up from $0.54 last year but down from prior qtr
Net interest margin rose to 4.18%, slightly up from prior qtr
Nonperforming assets increased due to SBA loans moving to nonaccrual status

Outlook

Company did not provide specific guidance for future quarters or full-year results in its press release

Result Drivers

REVENUE GROWTH - Co attributes strong performance to robust revenue growth, including a 16% increase in net interest income and a 64% increase in noninterest income compared to Q3 2024
LOAN GROWTH - Solid loan growth with loans receivable increasing 4.5% year-over-year, funded by increased deposits and strategic borrowings
EFFICIENCY IMPROVEMENT - Efficiency ratio improved to 59.0% from 67.9% in Q3 2024, reflecting focus on operational efficiency

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q3 EPS		$0.69
Q3 Net Interest Income		$6.8 mln
Q3 Dividend		$0.14
Q3 Net Interest Margin		4.18%

Press Release: ID:nGNX8PxBJC

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251031:nL1N3WC137:1","article_id":"2580156384","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2580156384","pubTimestamp":1761940712,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Oak Ridge Financial Q3 EPS risesOverviewOak Ridge Q3 EPS at $0.69, up from $0.54 last year but down from prior qtrNet interest margin rose to 4.18%, slightly up from prior qtrNonperforming assets incr","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4211":"区域性银行","BKOR":"橡树岭金融服务"},"translate_title":"橡树岭金融第三季度每股收益上升","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"BKOR":0.9},"content_text":"Oak Ridge Financial Q3 EPS risesOverviewOak Ridge Q3 EPS at $0.69, up from $0.54 last year but down from prior qtrNet interest margin rose to 4.18%, slightly up from prior qtrNonperforming assets increased due to SBA loans moving to nonaccrual statusOutlookCompany did not provide specific guidance for future quarters or full-year results in its press releaseResult DriversREVENUE GROWTH - Co attributes strong performance to robust revenue growth, including a 16% increase in net interest income and a 64% increase in noninterest income compared to Q3 2024LOAN GROWTH - Solid loan growth with loans receivable increasing 4.5% year-over-year, funded by increased deposits and strategic borrowingsEFFICIENCY IMPROVEMENT - Efficiency ratio improved to 59.0% from 67.9% in Q3 2024, reflecting focus on operational efficiencyKey DetailsMetricBeat/MissActualConsensus EstimateQ3 EPS$0.69Q3 Net Interest Income$6.8 mlnQ3 Dividend$0.14Q3 Net Interest Margin4.18%Press Release: ID:nGNX8PxBJCFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport,express","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}