定存普增、活期分化,多家上市银行前三季度存款现“温差”

北京商报官方账号
Nov 03, 2025

2025年,在定存利率持续低位、资本市场回暖与居民财富配置意识提升的多重驱动下,银行存款业务“温差”现象也逐步凸显。11月3日,据北京商报记者统计,在三季度报告披露数据的9家上市银行中,个人定期存款余额均实现同比正增长,杭州银行、成都银行、南京银行增速均超24%;活期存款则呈现分化态势,部分银行依托地域、客户体系与全场景生态建设实现增长;也有部分银行出现下滑,客户黏性、综合服务能力面临挑战。随着...

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