港股异动 | 内银股今日回暖 银行三季报业绩呈现筑底企稳态势 年底步入长线资金配置时段利好板块

智通财经
Nov 03, 2025

智通财经APP获悉,内银股今日回暖,截至发稿,徽商银行(03698)涨4.49%,报3.49港元;建设银行(00939)涨2.99%,报7.93港元;中国银行(03988)涨2.27%,报4.5港元;工商银行(01398)涨1.99%,报6.14港元。

消息面上,2025 年银行三季报发布,上市银行营收相对稳健,净利润增速有所提升。湘财证券发布研报称,随着存款成本下行与息差降幅收窄,以及中间业务收入平稳增长,银行业绩呈现筑底企稳态势。近期政策性金融工具加快投放,有望提振四季度银行信贷需求,区域性银行受益于经济大省示范效应,资产扩张有望保持韧性。随着市场投资风格再平衡,银行股稳健高股息吸引配置型资金流入,看好银行股绝对收益投资价值。

中信证券发布研报称,上市银行业2025年三季度财报显示经营格局稳定,营收和归母净利润分别同比增长0.9% 、1.5%(上半年为增长1.0%、0.8%),息差企稳格局明朗,资产质量保持稳定,预计全年营收和利润增速将延续改善。尽管上周银行股出现反弹后回调,但中信证券认为低估值隐含的价值空间依旧显著;年底步入长线资金配置时段,有助于催化银行股市场表现,建议机构积极布局,收获高确定性回报。

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