机构重磅预测:明年保险行业或将全面转向分红险

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来源:险联社华泰证券发布研报称,今年分红险的销售情况好于早前预期,有望在明年推动保险公司负债端保持有韧性的增长。个险渠道有望重回新单保费正增长,银保渠道高增长势头或将持续。分红型重疾险更有望再次提振保障型产品销售,优化产品结构,推动利源多样化。利率在低位徘徊对保险业的现金投资收益率带来持续压力,覆盖寿险刚性成本的空间受到挤压。展望2026年,保险行业在低利率之下或将全面转向分红险。高质量销售渠道和...

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