银行个贷业务面临“质”“量”双重考验

新快报
Nov 07, 2025

多家上市银行三季度个贷增速放缓,同时行业正加速出清个贷不良资产上市银行2025年三季报披露完毕,银行业个人贷款业务最新动态浮出水面。数据显示,国有六大行上半年个人贷款有所增长,但到三季度末增速和额度均明显下滑,部分银行甚至出现负增长。与此同时,股份行、城商行零售贷款持续承压,多家机构增速连续为负。在此背景下,个人不良贷款批量转让市场持续升温,成为银行化解风险、优化资产质量的关键渠道。大行业绩分化...

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