不良率逼近2%!广州农商行的转型阵痛:退费、抛售背后如何突围?

梅花资本洞察
Nov 07, 2025

2025年深秋,广州农商行一则“要求员工退还近三年过节费”的消息,在金融圈掀起轩然大波。这场涉及超万名员工、总额或达1.7亿元的退费风波,并非孤立事件——此前该行刚宣布拟折价抛售百亿信贷资产,半年报中不良率逼近2%的警报更是持续拉响。从福利回溯到资产处置,从高管震荡到业绩承压,这家总资产超1.4万亿元的万亿级农商行,正经历一场关乎生存与发展的转型阵痛。作为扎根广州本土70余年的金融机构,广州农商行...

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