Peoples Financial Services Corp. reported net income of $15.2 million, or $1.51 per diluted share, for the third quarter ended September 30, 2025. The company posted a return on average assets (ROAA) of 1.2% and a return on average tangible common equity (ROATCE) of 15.2%. Total assets reached $5.2 billion, while deposits stood at $4.3 billion with a total cost of deposits of 1.9%. Net loans amounted to $4.0 billion. The net interest margin (FTE) was 3.5%, and the efficiency ratio was 56.5%. Peoples Financial Services Corp. completed its merger with FNCB on July 1, 2024, and transitioned to a new headquarters during the period. Total available liquidity as of September 30, 2025, was $3.0 billion.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Peoples Financial Services Corp. published the original content used to generate this news brief on November 08, 2025, and is solely responsible for the information contained therein.