试点扩了机构多了 产品形态更丰富了

山西晚报
Nov 05, 2025

近日,金融监管总局发布《关于促进养老理财业务持续健康发展的通知》(下称《通知》),提出稳步扩大养老理财产品试点。继2021年首次在“四地四家机构”试点启动后,养老理财产品市场稳步发展。此次改革则实现了从区域到全国的根本性转变,《通知》明确将养老理财产品试点地区扩展至全国,与个人养老金制度实施范围全面接轨,试点期限设定为3年。在业内人士看来,新政策将推动形成更加成熟、规范的养老理财市场格局。养老...

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