NMI Holdings Q3 revenue beats analyst expectations

Reuters
Nov 05, 2025
NMI Holdings Q3 revenue beats analyst expectations

Overview

  • NMI Holdings Q3 revenue of $178.7 mln beats analyst expectations

  • Adjusted EPS for Q3 at $1.21, surpassing consensus estimates

  • Net income for Q3 was $96.0 mln, slightly down from Q2

Outlook

  • Company did not provide specific future guidance

Result Drivers

  • INSURANCE-IN-FORCE GROWTH - Primary insurance-in-force increased to $218.4 bln, up from $214.7 bln in the previous quarter

  • PREMIUMS EARNED - Net premiums earned rose to $151.3 mln from $149.1 mln in the previous quarter

  • CLAIMS EXPENSES - Insurance claims and claim expenses increased to $18.6 mln, up from $13.4 mln in the previous quarter

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q3 Revenue

Beat

$178.70 mln

$150.57 mln (3 Analysts)

Q3 Adjusted EPS

Beat

$1.21

$1.20 (6 Analysts)

Q3 EPS

$1.22

Q3 Adjusted Net Income

Beat

$95.70 mln

$95.24 mln (5 Analysts)

Q3 Net Income

$96 mln

Q3 Operating Expenses

$29.20 mln

Q3 ROE

15.60%

Analyst Coverage

  • The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the property & casualty insurance peer group is "buy"

  • Wall Street's median 12-month price target for NMI Holdings Inc is $43.00, about 14.4% above its November 3 closing price of $36.79

  • The stock recently traded at 7 times the next 12-month earnings vs. a P/E of 7 three months ago

Press Release: ID:nGNX2tsn1J

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

  1. 1
     
     
     
     
  2. 2
     
     
     
     
  3. 3
     
     
     
     
  4. 4
     
     
     
     
  5. 5
     
     
     
     
  6. 6
     
     
     
     
  7. 7
     
     
     
     
  8. 8
     
     
     
     
  9. 9
     
     
     
     
  10. 10