收入连降,招商银行净利何以逆势增长?

Ofweek光电信息网
Nov 07

收入连续两年下滑的招商银行,今年前三季度受非利息收入减少影响继续维持下滑态势,而利息净收入则有所改善,重回增长赛道。收入下滑之际,公司仍然保持净利润的增长,主要与信用减值损失连年大降、优化业务及管理费息息相关,另外,公司为了留下投资者,进一步加强分红力度,还拟实施中期分红。招商银行近年来的贷款质量管理到位,不良贷款率长期维持在1%以下,对公不良贷款主要发生在房地产业,不良贷款率达4.24%,零售...

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