关注1：25 年9 月加权贷款利率3.24%，环比下行5BP；一般贷款加权平均利率3.67%，环比6 月下降2BP；个人住房贷款利率3.06%，环比6 月持平；企业贷款利率3.14%，环比下行8BP；超储率1.4%，同比去年9 月下降0.4pct。理解：贷款利率仍在下行，但幅度有趋缓趋势。超储率不高，银行间流动性中性。关注2：“跨周期”表述重回。25Q2 货币报告货币政策表述“强化逆周期调节”，...
Source Link关注1：25 年9 月加权贷款利率3.24%，环比下行5BP；一般贷款加权平均利率3.67%，环比6 月下降2BP；个人住房贷款利率3.06%，环比6 月持平；企业贷款利率3.14%，环比下行8BP；超储率1.4%，同比去年9 月下降0.4pct。理解：贷款利率仍在下行，但幅度有趋缓趋势。超储率不高，银行间流动性中性。关注2：“跨周期”表述重回。25Q2 货币报告货币政策表述“强化逆周期调节”，...
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