曾被视为“揽储利器”的长期限定期存款库存“告急”。近日,土右旗蒙银村镇银行发布调整存款利率通知,在对3个月至3年期人民币定期存款利率进行调降的同时,明确“取消5年整存整取定期存款”。《中国银行保险报》记者查看多家银行APP并走访几家银行网点发现,不少银行的特色存款产品、大额存单最长存期仅为3年。在净息差持续承压的当下,银行业正对中长期储蓄产品进行重估与调整:部分产品悄然下架,而仍被保留的产品则附上...
Source Link曾被视为“揽储利器”的长期限定期存款库存“告急”。近日,土右旗蒙银村镇银行发布调整存款利率通知,在对3个月至3年期人民币定期存款利率进行调降的同时,明确“取消5年整存整取定期存款”。《中国银行保险报》记者查看多家银行APP并走访几家银行网点发现,不少银行的特色存款产品、大额存单最长存期仅为3年。在净息差持续承压的当下,银行业正对中长期储蓄产品进行重估与调整:部分产品悄然下架,而仍被保留的产品则附上...
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