□本报记者 朱艳霞近日,中国精算师协会发布《中国人身保险业经验生命表(2025)》,即业内所称的第四套生命表。这一被视作人身保险行业“定价基石”的基础工具,将于2026年1月1日起全面实施。在人口老龄化加速、长寿风险日益凸显的背景下,第四套生命表的发布不仅意味着保险业精算技术的重大进步,更为养老保险产品科学设计与稳健运营提供了重要支撑。数据显示,我国人均预期寿命从2015年的76.34岁提升至...
Source Link□本报记者 朱艳霞近日,中国精算师协会发布《中国人身保险业经验生命表(2025)》,即业内所称的第四套生命表。这一被视作人身保险行业“定价基石”的基础工具,将于2026年1月1日起全面实施。在人口老龄化加速、长寿风险日益凸显的背景下,第四套生命表的发布不仅意味着保险业精算技术的重大进步,更为养老保险产品科学设计与稳健运营提供了重要支撑。数据显示,我国人均预期寿命从2015年的76.34岁提升至...
Source LinkDisclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.