监管指导信贷上量,银行算算票据冲量不划算,前置营销打响收官保卫战

云掌财经
Nov 10, 2025

要说年底什么事把银行人忙的团团转,其中之一,要数这场“信贷上量”的年末收官保卫战了。就在刚刚过去的十月最后一周,银行票据利率创下今年以来最大降幅。“愉见财经”听说,直到月末的最后一天尾盘,还有银行在抢票。数据显示,银行票据利率降幅已超过今年7月低点。可以看到,明年4月到期的国股银票单周下降46BP至0.20%,期限在3个月以内的票据利率全部降至零利率,全期限票据利率纷纷创年内新低。银行着急抢票、...

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