智通财经APP获悉，中金发布研报称，中国财险(02328)公布三季报业绩，第三季和首三季净利润同比增长91.5%和50.5%至158.1亿元和402.7亿元人民币(下同)，此前已披露盈利预喜、符合市场预期;净资产较年初增长12.3%至2,899亿元。维持财险跑赢行业评级，由于投资表现超预期，上调公司2025和2026年每股盈利预测各25%、7%至2.14元及1.89元，并将估值基础延展至2026年，上调估值基础，由原先预测市账率1.2倍升至1.3倍，目标价上调23%至19.1港元。
报告指，近期中国人民保险集团(01339)召开资本市场开放日，展示公司非车业务若干高质量发展路径，其中之一为人保在服务中资企业走出去过程中协同推进业务出海，包含企业出海及产品出海两大主线，公司已为实现两大方向下的业务出海做出组织上的系统规划和安排，并展望未来五年增量保费中有30%来自于海外业务贡献，该行认为十五五期间中资企业走出去大势之下，财险顺势出海将大有可为、为公司估值带来上修空间。
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