预定利率下调冲击波下,保险业2026“开门红”的变与不变

北京商报官方账号
Nov 09

某大厦底层的咖啡厅,保险经纪人张瑞(化名)将一份利益演示表推到了客户面前。他手中的笔尖在不同年份的现金价值上圈画,伴随着低声的逻辑推演,试图在预定利率下调的背景下,为客户厘清一份长期承诺的价值。此时,正值保险业一年一度的“开门红”时期,这样的场景正在全国无数个咖啡厅、银行网点和保险门店中上演。当前,人身险产品预定利率从2.5%降至2%及以下,看似微小的调整,却彻底改变了保险产品的核心竞争力,倒逼...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

  1. 1
     
     
     
     
  2. 2
     
     
     
     
  3. 3
     
     
     
     
  4. 4
     
     
     
     
  5. 5
     
     
     
     
  6. 6
     
     
     
     
  7. 7
     
     
     
     
  8. 8
     
     
     
     
  9. 9
     
     
     
     
  10. 10