新能源车保费如何不再“真香”变“真慌”

大河报
Nov 13, 2025

□大河报·豫视频记者 祁驿 耿子腾 解元利 史歌 洪伊皖当林先生在郑州一家比亚迪4S店为新车投保时,他发现车企直营的保险方案比传统渠道便宜近20%。这份“没有中间商赚差价”的保单,正是新能源车险生态变革的缩影。其背后,是2025年国内新能源车险市场的关键转折——持续三年的“卖得越多亏得越狠”魔咒打破,头部险企相继实现承保盈利,而随着全年保费规模有望突破2000亿元,一场围绕产业链协同的变革正在破解...

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