(以下内容从开源证券《银行监管研究系列三:存款非银化对流动性风险指标的影响与测算》研报附件原文摘录)居民财富化进程中,存款非银化使得银行负债策略强化流动性指标管控银行一般性存款转化为非银存款,大行趋势更为明显。5月以来,大小行个人定存增速持续回落,大行自6月以来个人定存当月增量均较2024年同期少增;年初以来大行非银存款占比震荡上行,9月为11.2%,较1月提升2.5pct。存款非银化将使得银行...
Source Link(以下内容从开源证券《银行监管研究系列三:存款非银化对流动性风险指标的影响与测算》研报附件原文摘录)居民财富化进程中,存款非银化使得银行负债策略强化流动性指标管控银行一般性存款转化为非银存款,大行趋势更为明显。5月以来,大小行个人定存增速持续回落,大行自6月以来个人定存当月增量均较2024年同期少增;年初以来大行非银存款占比震荡上行,9月为11.2%,较1月提升2.5pct。存款非银化将使得银行...
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