近日，多家大型保险公司开始推出“开门红”产品，从产品设计看，更多地向浮动设计的分红险产品转型，即“保证收益+浮动分红”。分红主要来源于保险公司的实际经营盈余，尤其考验险企的投资水平和经营能力。目前，保险预定利率已连续三年下调，今年正式启动动态调整机制，当前预定利率是近20年最低水平。普通型产品从3.5%降至2%，分红型产品从2.5%、2.0%降至1.75%，分红型预定利率降幅较普通型更小，具备相对...
Source Link近日，多家大型保险公司开始推出“开门红”产品，从产品设计看，更多地向浮动设计的分红险产品转型，即“保证收益+浮动分红”。分红主要来源于保险公司的实际经营盈余，尤其考验险企的投资水平和经营能力。目前，保险预定利率已连续三年下调，今年正式启动动态调整机制，当前预定利率是近20年最低水平。普通型产品从3.5%降至2%，分红型产品从2.5%、2.0%降至1.75%，分红型预定利率降幅较普通型更小，具备相对...
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