近期,银行业内悄然掀起一股调整中长期存款产品的浪潮,多家银行对三年期、五年期定期存款产品作出下架或限制性调整,引发市场广泛关注。这一现象背后,是银行应对净息差持续收窄压力、优化负债结构的现实考量。内蒙古地区部分村镇银行率先引发关注。11月初,土右旗蒙银村镇银行通过官方渠道发布公告,明确宣布取消五年期整存整取定期存款产品,同时将其他各期限存款利率下调5至10个基点。无独有偶,昆都仑蒙银村镇银行在最新...
Source Link近期,银行业内悄然掀起一股调整中长期存款产品的浪潮,多家银行对三年期、五年期定期存款产品作出下架或限制性调整,引发市场广泛关注。这一现象背后,是银行应对净息差持续收窄压力、优化负债结构的现实考量。内蒙古地区部分村镇银行率先引发关注。11月初,土右旗蒙银村镇银行通过官方渠道发布公告,明确宣布取消五年期整存整取定期存款产品,同时将其他各期限存款利率下调5至10个基点。无独有偶,昆都仑蒙银村镇银行在最新...
Source LinkDisclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.