高盛研究报告引述建行(00939.HK) 表示,2026年净息差将持续面临下行压力,主要因贷款重新订价,不过随着贷款定价渐趋稳定及存款成本节约效益显现,预期下降速度将会收窄。另外,预计2026年贷款增长与2025年相若,在房贷需求持续疲弱下,企业贷款仍是主要推动力。建行预期,受消费刺激政策支持,手续费收入可望于2026年稳步增长,同时银行计划透过提升销售量以抵销共同基金手续费下滑影响。而资产质量...
Source Link高盛研究报告引述建行(00939.HK) 表示,2026年净息差将持续面临下行压力,主要因贷款重新订价,不过随着贷款定价渐趋稳定及存款成本节约效益显现,预期下降速度将会收窄。另外,预计2026年贷款增长与2025年相若,在房贷需求持续疲弱下,企业贷款仍是主要推动力。建行预期,受消费刺激政策支持,手续费收入可望于2026年稳步增长,同时银行计划透过提升销售量以抵销共同基金手续费下滑影响。而资产质量...
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