五年期存款产品首见“下架”,记者发现:多家银行已无长期限存款产品本报讯(记者李猛)近日,包头市两家村镇银行“取消五年整存整取定期存款”,成为业内首批取消五年期定期存款的商业银行,引发了广泛关注。“当前银行净息差仍有下行趋势,商业银行确有负债成本管控需要,不排除有更多的长期限存款产品纳入调整范围。”业内专家指出,在中小银行普遍下调存款利率的同时,市场还出现了存款利率“期限倒挂”现象,即中长期存款利率...
Source Link五年期存款产品首见“下架”,记者发现:多家银行已无长期限存款产品本报讯(记者李猛)近日,包头市两家村镇银行“取消五年整存整取定期存款”,成为业内首批取消五年期定期存款的商业银行,引发了广泛关注。“当前银行净息差仍有下行趋势,商业银行确有负债成本管控需要,不排除有更多的长期限存款产品纳入调整范围。”业内专家指出,在中小银行普遍下调存款利率的同时,市场还出现了存款利率“期限倒挂”现象,即中长期存款利率...
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