历史总是惊人的相似,却不会简单重复。01大洗牌中国保险业新一轮洗牌开始了?90后大概没听过,中国保险业曾有过8.8%预定利率的“黄金时代”。上世纪九十年代,为了快速打开市场,监管和保险公司联手推出高预定利率产品,把储蓄变成保险。银保渠道一路狂飙,个险代理人靠高息轻松获客,甚至有些当年卖的保单,现在还在兑付。但好景不长,二十世纪末“降息潮”来袭,1999年保险预定利率直接从8.8%断崖式降到2.5%...
Source Link历史总是惊人的相似,却不会简单重复。01大洗牌中国保险业新一轮洗牌开始了?90后大概没听过,中国保险业曾有过8.8%预定利率的“黄金时代”。上世纪九十年代,为了快速打开市场,监管和保险公司联手推出高预定利率产品,把储蓄变成保险。银保渠道一路狂飙,个险代理人靠高息轻松获客,甚至有些当年卖的保单,现在还在兑付。但好景不长,二十世纪末“降息潮”来袭,1999年保险预定利率直接从8.8%断崖式降到2.5%...
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