Qfin Holdings' ADRs Slide on Lower 3Q Profit Amid Economic Uncertainty, Regulatory Changes

Dow Jones

Nov 19, 2025

By Kelly Cloonan

American depository receipts of Qfin Holdings declined after the company posted lower quarterly profit, citing adjustments to its operations to cope with economic uncertainty and regulatory changes.

The ADRs declined 13% to $19.50 in after-hours trading. Through the market close the ADRs are down 42% this year.

The Chinese credit technology company on Tuesday posted a profit of 1.44 billion Chinese Yuan ($202.6 million), or CNY10.80 per ADR, compared with CNY1.8 billion, or CNY12.18 per ADR, a year earlier.

Revenue rose to CNY5.21 billion compared with CNY4.37 billion a year ago. Analysts expected CNY5.05 billion.

Chief Executive Haisheng Wu said the end of the quarter was challenging as the company adjusted its operations as it faces economic uncertainties and regulatory changes.

"We continued to see further fluctuation in overall risk levels as liquidity issues in high-risk segments caused ripple effect across the consumer finance industry, despite our effort to mitigate the risks by tightening risk standards in the middle of the quarter," Wu said.

The company said it intends to prioritize risk control for the time being and plan its business prudently for the next couple of quarters.

For the fourth quarter, Qfin forecasts net income of CNY920 million to CNY1.12 billion.

Write to Kelly Cloonan at kelly.cloonan@wsj.com

(END) Dow Jones Newswires

November 18, 2025 18:30 ET (23:30 GMT)

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Through the market close the ADRs are down 42% this year. \n</p>\n<p>\n  The Chinese credit technology company on Tuesday posted a profit of 1.44 billion Chinese Yuan ($202.6 million), or CNY10.80 per ADR, compared with CNY1.8 billion, or CNY12.18 per ADR, a year earlier. \n</p>\n<p>\n  Revenue rose to CNY5.21 billion compared with CNY4.37 billion a year ago. Analysts expected CNY5.05 billion. \n</p>\n<p>\n  Chief Executive Haisheng Wu said the end of the quarter was challenging as the company adjusted its operations as it faces economic uncertainties and regulatory changes. \n</p>\n<p>\n  \"We continued to see further fluctuation in overall risk levels as liquidity issues in high-risk segments caused ripple effect across the consumer finance industry, despite our effort to mitigate the risks by tightening risk standards in the middle of the quarter,\" Wu said. \n</p>\n<p>\n  The company said it intends to prioritize risk control for the time being and plan its business prudently for the next couple of quarters. \n</p>\n<p>\n  For the fourth quarter, Qfin forecasts net income of CNY920 million to CNY1.12 billion. \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  Write to Kelly Cloonan at kelly.cloonan@wsj.com \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  November 18, 2025 18:30 ET (23:30 GMT)\n</p>\n<p>\n  Copyright (c) 2025 Dow Jones &amp; Company, Inc.\n</p>\n</font>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4585","symbol_name":"ETF&股票定投概念","start_time":0,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","article_id":"2584265964","we_media_id":"106","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2584265964","pubTimestamp":1763508600,"columns":[{"name":"Data Report","id":30,"label_key":"dataReport"}],"sourceInfo":null,"weMediaInfo":{"media_name":"Dow Jones","introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"summary":"American depository receipts of Qfin Holdings declined after the company posted lower quarterly profit, citing adjustments to its operations to cope with economic uncertainty and regulatory changes.The ADRs declined 13% to $19.50 in after-hours trading. Through the market close the ADRs are down 42% this year.The Chinese credit technology company on Tuesday posted a profit of 1.44 billion Chinese Yuan , or CNY10.80 per ADR, compared with CNY1.8 billion, or CNY12.18 per ADR, a year earlier.Revenue rose to CNY5.21 billion compared with CNY4.37 billion a year ago. Analysts expected CNY5.05 billion.Chief Executive Haisheng Wu said the end of the quarter was challenging as the company adjusted its operations as it faces economic uncertainties and regulatory changes.\"We continued to see further fluctuation in overall risk levels as liquidity issues in high-risk segments caused ripple effect across the consumer finance industry, despite our effort to mitigate the risks by tightening risk stan","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4585":"ETF&股票定投概念","BK4526":"热门中概股","QFIN":"奇富科技","LU0683595622.HKD":"AB SICAV I-EM.MKTS MUL.ASS.PTF(AD)","LU0633140560.USD":"AB EMERGING MARKET MULTI ASSET PORTFOLIO \"A\" (USD) ACC","LU1808992512.USD":"AB ALL CHINA EQUITY PORTFOLIO \"A\" (USD) ACC","LU2778985437.USD":"ALLIANZ CHINA FUTURE TECHNOLOGIES \"A\" (USD) INC","BK4588":"碎股","BK4503":"景林资产持仓","LU0633140727.USD":"AB EMERGING MARKETS MULTI ASSET PORTFOLIO \"AD\" (USD) INC","LU1981816686.USD":"EASTSPRING INV ASIAN MULTI FACTOR EQUITY \"A\" (USD) ACC","LU2476274308.USD":"ALLIANZ CHINA FUTURE TECHNOLOGIES \"AT\" (USD) ACC","BK4166":"消费信贷","BK4531":"中概回港概念","LU2476274720.SGD":"ALLIANZ CHINA FUTURE TECHNOLOGIES \"AT\" (SGDHDG) ACC"},"translate_title":"由于经济不确定性和监管变化，Qfin Holdings第三季度利润下降，美国存托凭证(ADR)下滑","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"QFIN":0.9},"content_text":"By Kelly Cloonan \n\n\n \n\n\n  American depository receipts of Qfin Holdings declined after the company posted lower quarterly profit, citing adjustments to its operations to cope with economic uncertainty and regulatory changes. \n\n\n  The ADRs declined 13% to $19.50 in after-hours trading. Through the market close the ADRs are down 42% this year. \n\n\n  The Chinese credit technology company on Tuesday posted a profit of 1.44 billion Chinese Yuan ($202.6 million), or CNY10.80 per ADR, compared with CNY1.8 billion, or CNY12.18 per ADR, a year earlier. \n\n\n  Revenue rose to CNY5.21 billion compared with CNY4.37 billion a year ago. Analysts expected CNY5.05 billion. \n\n\n  Chief Executive Haisheng Wu said the end of the quarter was challenging as the company adjusted its operations as it faces economic uncertainties and regulatory changes. \n\n\n  \"We continued to see further fluctuation in overall risk levels as liquidity issues in high-risk segments caused ripple effect across the consumer finance industry, despite our effort to mitigate the risks by tightening risk standards in the middle of the quarter,\" Wu said. \n\n\n  The company said it intends to prioritize risk control for the time being and plan its business prudently for the next couple of quarters. \n\n\n  For the fourth quarter, Qfin forecasts net income of CNY920 million to CNY1.12 billion. \n\n\n \n\n\n  Write to Kelly Cloonan at kelly.cloonan@wsj.com \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  November 18, 2025 18:30 ET (23:30 GMT)\n\n\n  Copyright (c) 2025 Dow Jones & Company, Inc.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}