大行合并中小银行的启示

格隆汇
Nov 19, 2025

本文来自格隆汇专栏:中金研究 作者:林英奇,周基明等观点聚焦2024年中央金融工作会议强调“稳妥处置中小金融机构风险”,将中小银行与地方债务、房地产并列,作为防范金融风险的三大重点领域之一。近期部分国有大行公布接收中小银行方案,为中小银行重组提供了新的思路,本文中金研究对化解中小银行风险的路径、现状和资源进行探讨。摘要中小银行重组的新思路。过往中小银行重组一般采用联合银行模式或统一法人模式,中金...

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