The five-year decline in earnings for Hingham Institution for Savings NASDAQ:HIFS) isn't encouraging, but shareholders are still up 21% over that period

Simply Wall St.

Nov 20, 2025

The main point of investing for the long term is to make money. Furthermore, you'd generally like to see the share price rise faster than the market. But Hingham Institution for Savings (NASDAQ:HIFS...

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Furthermore, you'd generally like to see the share price rise faster than the market.  But Hingham Institution for Savings (NASDAQ:HIFS...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nasdaq-hifs/hingham-institution-for-savings/news/the-five-year-decline-in-earnings-for-hingham-institution-fo\">Source Link</a>\n\n</div>\n","source":"simplywall_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The five-year decline in earnings for Hingham Institution for Savings NASDAQ:HIFS) isn't encouraging, but shareholders are still up 21% over that period</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe five-year decline in earnings for Hingham Institution for Savings NASDAQ:HIFS) isn't encouraging, but shareholders are still up 21% over that period\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-11-20 21:02 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://simplywall.st/stocks/us/banks/nasdaq-hifs/hingham-institution-for-savings/news/the-five-year-decline-in-earnings-for-hingham-institution-fo><strong>Simply Wall St.</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The main point of investing for the long term is to make money.  Furthermore, you'd generally like to see the share price rise faster than the market.  But Hingham Institution for Savings (NASDAQ:HIFS...</p>\n\n<a href=\"https://simplywall.st/stocks/us/banks/nasdaq-hifs/hingham-institution-for-savings/news/the-five-year-decline-in-earnings-for-hingham-institution-fo\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"HIFS","symbol_name":"欣厄姆银行","start_time":0,"source_url":"https://simplywall.st/stocks/us/banks/nasdaq-hifs/hingham-institution-for-savings/news/the-five-year-decline-in-earnings-for-hingham-institution-fo","article_id":"2585240155","we_media_id":null,"thumbnails":["https://images.simplywall.st/asset/industry/7021000-choice1-main-header/1585186662944"],"rights":{"source":"simplywall_highlight","url":"https://simplywall.st/stocks/us/banks/nasdaq-hifs/hingham-institution-for-savings/news/the-five-year-decline-in-earnings-for-hingham-institution-fo","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2585240155","pubTimestamp":1763643748,"columns":[],"sourceInfo":{"source_id":"simplywall_highlight","name":"Simply Wall St."},"weMediaInfo":null,"summary":"The main point of investing for the long term is to make money. Furthermore, you'd generally like to see the share...","collect":0,"end_time":0,"defaultTopTitle":"simplywall.st","property":["earning"],"viewcount":null,"language":"en","relate_stocks":{"HIFS":"欣厄姆银行",".IXIC":"NASDAQ Composite"},"translate_title":"纳斯达克欣厄姆储蓄机构(HIFS)的盈利连续五年下降并不令人鼓舞，但股东在此期间仍增长了21%","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{".IXIC":1.5,"HIFS":1.5},"content_text":"The main point of investing for the long term is to make money.  Furthermore, you'd generally like to see the share price rise faster than the market.  But Hingham Institution for Savings (NASDAQ:HIFS) has fallen short of that second goal, with a share price rise of 14% over five years, which is below the market return.   The last year has been disappointing, with the stock price down 3.5% in that time.       In light of the stock dropping 8.7% in the past week, we want to investigate the longer term story, and see if fundamentals have been the driver of the company's positive five-year return.  Trump has pledged to \"unleash\" American oil and gas and these 15 US stocks have developments that are poised to benefit.  While the efficient markets hypothesis continues to be taught by some, it has been proven that markets are over-reactive dynamic systems, and investors are not always rational.  One flawed but reasonable way to assess how sentiment around a company has changed is to compare the earnings per share (EPS) with the share price.   During five years of share price growth, Hingham Institution for Savings actually saw its EPS drop 0.4% per year.   Since EPS is down a bit, and the share price is up, it's probably that the market previously had some concerns about the company, but the reality has been better than feared.  In the long term, though, it will be hard for the share price rises to continue without improving EPS.  You can see below how EPS has changed over time (discover the exact values by clicking on the image). NasdaqGM:HIFS Earnings Per Share Growth November 20th 2025 We consider it positive that insiders have made significant purchases in the last year.  Even so, future earnings will be far more important to whether current shareholders make money.  Before buying or selling a stock, we always recommend a close examination of historic growth trends, available here..  AdvertisementWhat About Dividends? As well as measuring the share price return, investors should also consider the total shareholder return (TSR).  Whereas the share price return only reflects the change in the share price, the TSR includes the value of dividends (assuming they were reinvested) and the benefit of any discounted capital raising or spin-off.  Arguably, the TSR gives a more comprehensive picture of the return generated by a stock.  In the case of Hingham Institution for Savings, it has a TSR of 21% for the last 5 years. That exceeds its share price return that we previously mentioned.  The dividends paid by the company have thusly boosted the total shareholder return.  A Different Perspective Investors in Hingham Institution for Savings had a tough year, with a total loss of 2.5% (including dividends), against a market gain of about 13%.  However, keep in mind that even the best stocks will sometimes underperform the market over a twelve month period.     Longer term investors wouldn't be so upset, since they would have made 4%, each year, over five years.  If the fundamental data continues to indicate long term sustainable growth, the current sell-off could be an opportunity worth considering.        I find it very interesting to look at share price over the long term as a proxy for business performance. But to truly gain insight, we need to consider other information, too.   Like risks, for instance. Every company has them, and we've spotted   2 warning signs for Hingham Institution for Savings   (of which 1 doesn't sit too well with us!) you should know about.     Hingham Institution for Savings is not the only stock that insiders are buying. For those who like to find lesser know companies this free list of growing companies with recent insider purchasing, could be just the ticket. Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges.Valuation is complex, but we're here to simplify it.Discover if Hingham Institution for Savings might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}