信贷模式向新质生产力转型

21世纪经济报道
Nov 22

2025年,中国经济总体保持平稳,但有效需求不足仍是主要挑战。在此背景下,银行业展现出较强韧性:三季度上市银行净息差出现企稳迹象,中收修复提速,资产质量总体可控,信贷结构持续向新质生产力领域优化。同时,金融监管体系在“防风险、强监管、促发展”的主线下加速完善,一系列重磅政策的出台为银行业的稳健运行与高质量发展构筑了坚实的制度基础。展望未来,在宏观政策协同呵护与监管持续引导下,银行业有望在平衡风险与...

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