寿险价值化转型的“景深”视角:稳健增长模式观察

阿尔法工场
Nov 25

导语:以资产端"稳中有进"托举负债端"价值提质",两端协同发力,最终形成穿越周期波动的内生韧性。“景深”视角中国寿险业正在经历一次深层结构调整。监管政策密集出台,使行业发展逻辑发生方向性变化。从营销渠道的“报行合一”改革,到长期利率下行背景下的产品定价与负债管理的重塑,再到养老、健康等长期金融领域政策的不断加码。行业整体正从过去十余年的规模扩张阶段,向更加依赖以高质量发展为宗旨的中长期经营质量阶段...

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